·mike
Series I Savings Bonds in 2026: An Inflation Hedge for Personal and Business Cash Reserves
At the May 2026 reset, Series I Savings Bonds pay a 4.26% composite rate — a 0.90% fixed rate locked for 30 years plus a 3.34% annualized inflation rate — with state-tax exemption and a $10,000-per-SSN annual cap. A practical guide to where I bonds fit in personal and small-business cash strategy, including LLC entity-account stacking, the 12-month lock and 5-year penalty, and the education-exclusion rules.
i-bonds
inflation
treasury-management
personal-finance
+4·mike
Thriving in a Slow-Growth Economy — with Beancount
In a cooling economy, understanding your financial landscape is crucial. This article delves into the current economic indicators and how Beancount's plain-text accounting can provide the clarity and control needed to navigate financial challenges.
economy
accounting
beancount
financial-management
+2