5 tagged with "Recurring Transactions"
Automate recurring transactions and subscription tracking
After the Click-to-Cancel Rule Fell: Subscription Compliance, Refund Reserves, and Chargeback Liability in 2026
The Eighth Circuit vacated the FTC's Click-to-Cancel rule in July 2025, but ROSCA, Section 5, and state auto-renewal laws still bind subscription operators—and refund reserves, chargeback liabilities, and contingency accruals still belong on the balance sheet.
Section 451(c) Advance Payments: The One-Year Deferral Rule SaaS Founders Need to Understand
Section 451(c) lets accrual-method SaaS businesses defer advance payments — annual subscriptions, gift cards, prepaid services — by one tax year. Here is how the AFS deferral method interacts with ASC 606, how to elect it on Form 3115, and where the timing traps lurk.
Billing vs. Invoicing: What's the Difference (and Why Your Cash Flow Depends on Knowing It)
Invoicing is a document; billing is the system around it. This guide defines the difference, cites the cash-flow cost of getting it wrong, and lays out a seven-step framework (standardized rates, written terms, recurring vs one-time tracks, dunning, weekly reconciliation, DSO tracking) for building a billing process that actually gets paid.
Credit Card Authorization Forms: A Guide to Recurring Billing, PCI Compliance, and Chargeback Defense
A credit card authorization form documents cardholder consent for charges and is required by card networks for card-not-present and recurring billing. Covers the required fields, PCI DSS storage rules, and how a signed form shifts the burden in chargeback disputes.
Forecasting Future Transactions in Beancount
Learn how to implement a plugin in Beancount to forecast future recurring transactions, enhancing your financial planning and management.